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Internet Web Site Disclosure Language

General Disclaimer

Not withstanding any language to the contrary, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind.  The data contained herein is for informational purposes only and is not represented to be error free.  Any links that are non-Apple Benefits Company related are provided as a courtesy.  They are not intended to, nor do they constitute an endorsement of the linked materials.

Solicitation of Insurance

Despite the efforts of Apple Benefits Company to provide accurate information, it is not possible to completely ensure that all information is constantly correct. The materials presented on this server could include technical inaccuracies or typographical errors.  As such, Apple Benefits Company does not accept responsibility or liability for any actions taken as a result of using this information.  Further, Apple Benefits Company assumes no responsibility for errors or omissions in the materials on this web site.

The information and descriptions contained in this site are intended as general information and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services offered by Apple Benefits Company or any insurance company represented by Apple Benefits Company.  The information contained throughout this web page is not an insurance policy or contract of insurance.  Coverage and issues discussed are for the New York area and may not be applicable in other areas.  The insurance coverage afforded by Apple Benefits Company is subject to the terms and conditions of the policies issued.

Apple Benefits Company is licensed in the State of New York and does not solicit business for areas outside of where Apple Benefits Company is licensed. Apple Benefits Company is licensed in other states and you may contact us to determine the states where we are licensed.

The information contained in this web site is not the policy itself and is designed only to briefly describe its contents.  Each insurance company’s coverages may be different.  For complete details and important exclusions, please read the policy.  It is also not to be deemed the rendering of legal or insurance advice.  If legal advice is sought, contact an attorney.  Please contact Apple Benefits Company for insurance advice.  No changes can be made or coverage bound via this web site, by e-mail, voicemail or answering service.  To make any changes to your current policy or to bind coverage, please call us at 212-269-3069.

This site is provided for general information about all of the different types of insurance and related services that Apple Benefits Company can offer through the companies offered to our clients. Coverage can NOT be bound for ANY type of insurance by electronic means through the use of this site.  Please contact us by e-mail if you have any questions about the terms under which this website is operated, or call us at 212-269-3069 with any questions.

Warning about E-Mail

Information that is transmitted by e-mail over the Internet is not secure and can be intercepted by other Internet users.  Please DO NOT use e-mail to send Apple Benefits Company any private or confidential data about yourself or others.  Additionally, Apple Benefits Company will endeavor to not use e-mail to transmit any responses that contain private or confidential data on an individual.

Copyright Notice

The names, trademarks, service marks and logos of Apple Benefits Company may not be used in any advertising or publicity, or otherwise to indicate Apple Benefits Company’s sponsorship of or affiliation with any product or service, without Apple Benefits Company’s prior express written permission.

No Warranty

Apple Benefits Company does not warrant the accuracy, adequacy or completeness of the information and materials contained in this site and expressly disclaims liability for any errors or omissions in the information and materials.  No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials contained in this site.

Limited Liability

In no event will Apple Benefits Company, its agents or employees, be liable in any damages, losses or other expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Apple Benefits Company, or its representatives are advised of the possibility of such damages, losses or other expenses.


Last Updated November 15, 2009

Contact: Phone: 212-269-3069 Fax: 646-862-0939

Copyright © 2009 Apple Benefits Company . All rights reserved.
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